Women face unique challenges in retirement such as living longer than their spouse, earning less during their career, experiencing gray divorce or solo aging. 

Most retired women are homeowners. 

They can be more retirement secure and experience a better retirement outcome by using a reverse mortgage to monetize their home equity. 

In “Women Vulnerable in Retirement: Housing Wealth Solutions”, by Shelley Giordano, you will learn:

1. How women’s retirements are different than men’s;
2. General understanding of how modern reverse mortgages work;
3. Case study applications for
   o Boomer divorce.
   o Replacing current mortgage with a reverse mortgage.
   o Moving to more desirable location using a reverse mortgage.
   o Protecting the nest-egg. o Using a reverse mortgage as a shock absorber. 

Your presenter is Shelley Giordano, MA, Enterprise Integration Mutual of Omaha Mortgage, Founder Academy Home Equity Financial Planning University of Illinois. 

Shelley’s background in reverse mortgage lending is diverse and includes origination, sales management, and industry leadership. She read a very early article written by Barry Sacks, PhD, JD , in 2005, and since then has advocated for the protective power of housing wealth in the retirement distribution phase.

Shelley supports the conservative, proactive use of housing wealth. She also promotes responsible lending principles.

As head of Mutual of Omaha Mortgage’s Enterprise Integration and Founder of the Academy Home Equity Financial Planning University of Illinois, she strives for collaboration among thought leaders in academia, regulatory agencies and financial services firms that are investigating the proper role of housing wealth in retirement. 

Shelley strives for the right of the American retiree to have access to accurate information on how reverse mortgage lending works, and how much it costs. Her years in the industry have proven that product innovation is not necessarily in the best long-term interests of the consumer or the taxpayer. Because the US Government is the ultimate backstop for the HECM, she does not support product innovation at the expense of the taxpayer. Most importantly, Shelley is devoted to helping retirees, especially Baby Boomers, understand that housing wealth may contribute to a financially secure retirement.

Moderator: Betty Meredith, CFA, CFP®, CRC®, Int’l Retirement Resource Center

1 hr CFP®, CRC®, and other CE Credit Reporting

We will report your CFP® and/or CRC® credit (no additional reporting fee) checkout.  After purchase you will receive an email with a token. Please redeem token to take this course. You will receive another email explaining where to enter your CFP® and/or CRC® IDs  You are responsible for reporting all other certifications for CE credit. 

Overall Rating: 4.4 / 5

The $29 fee is waived for all 90 Days – $125 and 365 Days – $250 subscriptions. Subscribers have ALL ACCESS to this and 50+ other live, rebroadcast, and on-demand courses at no extra fee!